UBL Bank Jobs for Matric Pass 2025 – Officer Grade IV Program

Looking for a job at UBL Bank with just a matric certificate? You’re in the right place. Here’s what you need to know about the UBL Officer Grade IV Non-Graduate Program 2025 — from vacancies and who can apply, to what you’ll need and how to send in your application online.

So, you’ve finished matric and you’re probably thinking a career in banking is off the table. Not true. United Bank Limited (UBL), one of Pakistan’s top banks, actually runs a special Officer Grade IV Non-Graduate Program. People often search for these as “UBL matric base jobs” or “UBL job for matric pass.” It’s UBL’s way of opening doors for people with a matric certificate, helping them kickstart steady, meaningful careers.

This isn’t just another job — it’s your chance to step into the world of banking, get real training, climb the ladder, and work for a name that matters. You don’t need a college degree to get started. If you’re serious about joining a fast-paced, professional environment, you’ll find all the details here.

Applykrdo has pulled together everything you need: how to apply, who’s eligible, what the salary and benefits look like — it’s all on this page.

UBL Bank Jobs 2025 – Jobs Overview

Details	Information
Location	Islamabad, Karachi, Lahore, Faisalabad, Sargodha, Okara, Rawalpindi, Sialkot
Hiring Organization	UBL Bank
Salary Range	Rs. 50,000 – Rs. 250,000 (based on role & experience)
Job Category	Banking / Finance Jobs
Job Type	Full-Time
Qualification Required	Bachelor’s or Master’s Degree
Working Hours	8 to 10 Hours (per day)
Employment Type	Fixed-Term / Contract
Published In	Daily Jang, Daily Dunya, Daily Samaa
Announcement Date	03 November 2025
Application Deadline	01 December 2025

Available Positions at UBL Bank 2025

• Regional General Manager
• Regional Operations Manager
• Regional Marketing Manager
• Branch Manager
• Finance Manager
• Accounts Manager
• Information Technology (IT) Manager
• Records & Documentation Manager
• Credit Card Operations Manager
• Senior Internal Audit Officer
• Public Relations Officer (PRO)
• Front Desk & Customer Support Officer
• Monitoring and Evaluation Officer
• Trade & Import Officer
• Taxation Officer
• Insurance & Risk Officer
• Field Operations Officer
• Recovery & Collection Officer
• Customer Complaint Resolution Officer
• Loan and Finance Consultant
• Business Growth Consultant
• Investment Planning Consultant
• Insurance Advisory Consultant
• Accountant / Accounts Executive
• Customer Service Agent
• Cashier / Teller Officer

UBL Bank Jobs 2025 – Roles, Responsibilities & Qualifications

 

1. Regional General Manager

Responsibilities:

• Oversee all branch operations within the assigned region.
• Lead teams to meet sales and service goals.
• Ensure compliance with Islamic banking policies and company standards.
• Develop growth strategies and performance reports.

Qualifications:

• Master’s or Bachelor’s degree in Business, Finance, or Management.
• 8+ years of experience in banking or management.
• Strong leadership and communication skills.

2. Regional Operations Manager

Responsibilities:

• Supervise daily branch operations and ensure smooth workflow.
• Maintain service quality and operational efficiency.
• Support branch managers in achieving performance targets.

Qualifications:

• Bachelor’s or Master’s degree in Business Administration or Banking.
• 5+ years of experience in bank operations.
• Excellent problem-solving and multitasking abilities.

3. Regional Marketing Manager

Responsibilities:

• Plan and execute regional marketing campaigns.
• Promote Islamic banking products and services.
• Build relationships with clients and local businesses.

Qualifications:

• Bachelor’s or Master’s in Marketing, Business, or Economics.
• 5+ years of experience in marketing or sales management.
• Creative thinking with strong communication skills.

4. Branch Manager

Responsibilities:

• Manage overall branch performance and customer satisfaction.
• Lead staff, handle cash operations, and ensure compliance.
• Prepare financial and operational reports.

Qualifications:

• Bachelor’s or Master’s in Commerce, Banking, or Finance.
• 4+ years of experience in a similar position.
• Leadership and team management skills.

5. Finance / Accounts Manager

Responsibilities:

• Handle budgeting, financial statements, and audits.
• Manage accounts payable and receivable.
• Support senior management in financial planning.

Qualifications:

• Bachelor’s or Master’s in Accounting, Finance, or Commerce.
• Experience with accounting software and financial reporting.
• Strong analytical and numerical skills.

6. IT Manager

Responsibilities:

• Manage branch-level technology systems and security.
• Support digital banking operations.
• Ensure smooth running of software and networks.

Qualifications:

• Bachelor’s or Master’s in Computer Science, IT, or Software Engineering.
• Knowledge of banking software and cybersecurity.
• Problem-solving mindset with strong technical expertise.

7. Senior Audit Officer

Responsibilities:

• Conduct financial and operational audits.
• Identify risks and suggest control improvements.
• Prepare audit reports for management.

Qualifications:

• Bachelor’s in Accounting, Finance, or Auditing.
• 2–4 years of experience in audit or compliance.
• Strong attention to detail and integrity.

8. Public Relations Officer (PRO)

Responsibilities:

• Build a positive image of the bank through media and events.
• Handle client queries and public communication.
• Assist in promotional activities.

Qualifications:

• Bachelor’s in Mass Communication, PR, or Marketing.
• Excellent communication and writing skills.
• Friendly, confident, and customer-focused personality.

9. Customer Agent / Front Desk Officer

Responsibilities:

• Greet and assist customers professionally.
• Provide product information and handle inquiries.
• Maintain records of customer interactions.

Qualifications:

• Bachelor’s or Intermediate qualification.
• Good communication and interpersonal skills.
• Basic computer knowledge and positive attitude.

10. Cashier / Teller Officer

Responsibilities:

• Handle daily cash transactions and deposits.
• Maintain accurate records and follow security procedures.
• Support customers with account and payment queries.

Qualifications:

• Bachelor’s or Intermediate in Commerce or Finance.
• Attention to detail and basic math skills.
• Trustworthy and responsible attitude.

11. Loan, Business & Investment Consultants

Responsibilities:

• Guide clients on loan and investment options.
• Prepare documentation for approvals.
• Build and maintain client relationships.

Qualifications:

• Bachelor’s in Business, Finance, or Economics.
• Knowledge of financial products and market trends.
• Good communication and negotiation skills.

12. Field / Recovery / Complaint Officers

Responsibilities:

• Manage client visits and fieldwork operations.
• Handle recovery and complaint resolution cases.
• Prepare reports and follow up with customers.

Qualifications:

• Bachelor’s or Intermediate qualification.
• Must be confident, organized, and people-oriented.
• Experience in fieldwork or customer service is a plus.

13. Insurance & Tax Officers

Responsibilities:

• Process insurance policies and client claims.
• Maintain tax documentation and compliance.
• Assist customers with premium or tax inquiries.

Qualifications:

• Bachelor’s in Commerce, Accounting, or Finance.
• Basic understanding of tax and insurance systems.
• Organized and detail-oriented personality.

Key Responsibilities

• Follow Islamic banking ethics and ensure all financial activities are in full alignment with UBL Bank’s Shariah principles.
• Maintain accuracy and transparency in financial transactions, customer records, and operational reports.
• Deliver exceptional customer service, handle inquiries professionally, and build long-term client trust.
• Prepare financial summaries, audits, and compliance documents according to internal and regulatory policies.
• Manage branch sales, deposits, and digital banking operations with a focus on efficiency and innovation.
• Support technological upgrades and contribute to the bank’s digital transformation projects.
• Coordinate with departments to ensure smooth branch-level communication and teamwork.
• Protect customer information, ensuring strict confidentiality and data security at all times.
• Participate in training programs and stay updated on new banking trends and Islamic financial guidelines.

Educational Qualifications & Essential Skills

• Bachelor’s or Master’s degree from an HEC-recognized institution in Pakistan or abroad.
• Preferred fields: Business Administration, Finance, Economics, IT, Accounting, or Marketing.
• Strong verbal and written communication skills in English and Urdu.
• Good analytical ability, teamwork, and customer-focused mindset.
• Proficiency in MS Office, email communication, and core banking systems.
• Typing speed of 35–40 words per minute preferred for data-entry and clerical positions.
• Ethical, punctual, and professional work habits with a strong understanding of Islamic finance principles.
• Knowledge of FinTech tools and digital banking platforms is an added advantage.

Eligibility Criteria for UBL Bank Jobs for

To apply for UBL bank jobs for matric pass students, you must meet the following core criteria:

• Educational Qualification: The most critical requirement. You must have passed your Matriculation (SSC) from a recognized board. Intermediate (FA/F.Sc) or higher qualifications may be preferred in some cycles but are not always mandatory.
• Age Limit: Generally, the age bracket is 18 to 26 years. There might be age relaxation as per government rules.
• Computer Skills: Basic knowledge of MS Office (especially MS Word and Excel) is a significant advantage.
• Communication Skills: Good written and verbal communication skills in Urdu and English.
• Domicile: Must hold a valid domicile of the province/city where the job is located.
• Character: Must have a clean background and character.

Required Experience

Job Title	Minimum Experience Required
Regional General Manager	10+ Years
Regional Managers	7–8 Years
Branch Manager	5–6 Years
Managerial Positions	4–5 Years
Technical and Audit Staff	3–5 Years
Entry-Level Officers	0–2 Years

Note:Candidates with proven records in Islamic banking or customer service will receive preference during selection.

Documents Required for Application

• Updated Resume/CV (latest format preferred)
• Copy of CNIC
• Attested academic transcripts, degrees, and certificates
• Experience letters from previous employers (if applicable)
• Domicile certificate (provincial or district-based)
• Two recent passport-size photographs with a light background
• Additional certificates (if available) in IT, finance, or customer service are a plus.

Age Limit & Nationality

Role	Maximum Age Limit (Years)
Senior & Regional Managers	Up to 45
Mid-Level Managers	Up to 40
Clerical & Entry-Level Staff	20–30

Nationality:Only Pakistani nationals are eligible to apply for UBL Bank Jobs 2025.

Exceptional candidates with relevant experience may receive relaxation in the upper age limit as per UBL Bank’s HR policy.

Salary Range forUBLBank Jobs 2025

Position Category	Estimated Monthly Salary (PKR)
Regional Managers	200,000 – 250,000
Branch Managers	150,000 – 180,000
Managerial Roles (Finance, IT, Marketing)	120,000 – 160,000
Officers (Audit, IT, Finance, Operations)	80,000 – 120,000
Clerical & Support Staff	50,000 – 90,000

In addition to competitive salaries, employees receive annual bonuses, health insurance, performance-based rewards, training opportunities, and access to Islamic financing facilities.

How to Apply Online forUBLBank Jobs 2025

The application process for UBL Officer Grade IV positions is expected to be:

1. Visit UBL’s official customer.services@ubl.com.pkportal or click below button
2. Create an applicant profile
3. Complete the online application form
4. Upload required documents (matric certificate, CNIC, etc.)
5. Submit application before the deadline

How to Prepare forUBLBank Recruitment 2025

To increase your chances of selection, proper preparation is key. UBL Bank prefers candidates who are confident, knowledgeable, and aligned with Islamic banking principles. Here’s how you can prepare smartly:

• Revise basic banking, finance, and Islamic banking concepts.
• Practice general knowledge, IQ, and reasoning-based aptitude tests.
• Review UBL Bank’s history, products, and corporate structure.
• Focus on Shariah-compliant finance and ethical banking practices.
• Improve your communication, writing, and interview presentation skills.
• Strengthen computer literacy, especially MS Excel, Word, and email management.
• Stay informed about Pakistan’s banking reforms, digital transformation, and fintech trends.
• Prepare for scenario-based questions related to customer service and problem-solving.

Bonus Tip:Practicing mock interviews and online tests can greatly boost your confidence before the real assessment

UBLBank Recruitment Process – Step by Step

The selection process at UBL Bank is transparent, merit-based, and fair. Here’s what typically happens after you apply:

• Online Application Submission – Complete the form on the official careers portal.
• Initial Screening – HR shortlists eligible candidates based on qualifications and experience.
• Written or Online Assessment – Includes IQ, finance, English, and general knowledge tests.
• Interview Round – Conducted by HR and departmental managers to assess suitability and communication.
• Background Verification – Includes reference checks, degree verification, and character clearance.
• Medical Examination – To ensure candidates are physically and mentally fit for employment.
• Final Selection & Offer Letter – Selected applicants receive an official job offer via email.

UBL Bank ensures all selections are made on merit and equal opportunity principles.

UBL Bank Contact Details (For Queries & Support)

Contact Type	Details
Official Website	customer.services@ubl.com.pk
Email Address	info@ublbank.com
Helpline	+92-21-32446949
Postal Code	74000,
Head Office Address	UBL Bank Limited, Chundrigar Road, Karachi, Sindh , Pakistan.

Additional Tips for Applicants

• Keep all your documents scanned and organized before starting the online form.
• Use a professional email address for job communication.
• Avoid applying for multiple roles at once — focus on the one that best fits your profile.
• Always review your resume and cover letter for spelling or grammar errors.
• Be honest about your experience; UBL Bank values integrity and transparency.
• Save a screenshot or PDF copy of your application confirmation for record purposes.

Read This Also: Exciting Provincial Disaster Management Authority Jobs 2025 – Apply Online for Latest Opportunities

Final Thoughts

UBL Bank’s latest job openings for 2025 clearly show the bank’s steady growth and its strong commitment to ethical, Shariah-compliant banking. These opportunities are ideal for motivated individuals who want to build a career in finance, customer service, technology, or business operations within a respected and trusted organization.

With its nationwide network, professional work culture, and focus on employee development, UBL Bank continues to stand out as a top employer in Pakistan’s banking industry. Every position offers not only financial rewards but also personal growth and long-term stability.

If you’re ready to join a workplace that values integrity, innovation, and Islamic financial principles, now is the right time to apply. Visit the official UBL Bank careers portal and submit your application before the deadline to start your journey with Pakistan’s leading Islamic bank.

Frequently Asked Questions (FAQs)

Is the UBL Officer Grade IV program only for males?

No, UBL is an equal-opportunity employer. Both male and female candidates who meet the eligibility criteria are encouraged to apply.

I have done Intermediate (FA/ICS). Can I apply for this non-graduate program?

Absolutely! Having an intermediate degree will strengthen your application and may give you an edge over other candidates.

What is the starting salary for a UBL Grade 4 officer?

The exact salary is not publicly disclosed as it is confidential, but it is market-competitive and includes basic pay, allowances, and other benefits, making it a very attractive package for matriculates.

Are these jobs available in all cities of Pakistan?

Vacancies are based on the bank’s operational needs. Jobs are available in major cities as well as smaller towns. The specific locations will be mentioned in the job advertisement.

What is the selection process for UBL matric base jobs?

The process typically involves:

• Shortlisting of applications.
• Written Test (assessing basic English, Math, and General Knowledge).
• Interview(s).

I am 28 years old. Can I still apply?

The standard age limit is 18-26 years. However, some advertisements may offer age relaxation for certain categories (e.g., government-mandated quotas). Always check the specific age limit mentioned in the official advertisement you are applying for.

Is there any quota for different regions?

Yes, UBL, like other organizations, follows regional/provincial quota systems as per government regulations. This will be detailed in the job posting.